Insurers & MGAs
Distribute, underwrite, and scale products
Recorder helps insurers and MGAs reach more brokers, retain control over underwriting, and operate products with greater visibility and confidence – without relying on rigid legacy systems.
See Recorder in action
How insurers and MGAs use Recorder
From underwriting to API distribution
Support modern insurance distribution
Designed to support modern insurance distribution
Recorder supports distribution, underwriting, and delegated authority workflows in a single, flexible platform. Insurers can distribute products directly to brokers, while MGAs can run underwriting, quoting, and policy management end-to-end.
Why Recorder
Control underwriting. Expand Distribution.
Further insights
Frequently asked questions
Will we retain control over our underwriting guidelines when using Recorder?
For API-connected products, insurers retain live control over underwriting decisions. Rating, referral, and documents are returned directly from the insurer’s systems in real time, and Recorder simply presents and routes those decisions through the broker workflow. For hosted products, insurers and MGAs define their underwriting guidelines, limits, referral rules, and authorities upfront. Recorder then applies those instructions exactly as specified, routing risks accordingly and surfacing referrals or decisions for underwriter action where required. Recorder does not interpret, amend, or override those rules.
How does Recorder handle bordereaux and reporting?
Recorder produces bordereaux from the same structured data used at quote and bind. This reduces reconciliation gaps, late reporting, and manual spreadsheet handling, while allowing insurer-specific formats where needed. Our native reporting functionality allows your team to make instant changes to bordereau formats within seconds.
Do we need an API for our products to trade on Recorder?
No. An API is not required to trade on Recorder. Products can be traded with fully manual underwriting workflows, partial automation, or full API integration. Where no API exists, Recorder can capture structured risk data, apply underwriting rules and referral logic, and route risks to underwriters for review. Quotes, binding instructions and policy documents can then be hosted on Recorder or linked back to existing systems.
How long do insurer or MGA integrations usually take?
Most API-based quote and bind integrations are completed in weeks, depending on endpoint maturity and product complexity. Sandbox testing is available early in the process for compliance review and sign-off.
How is Recorder different from traditional insurance software houses?
Traditional insurance software houses focus on core systems such as policy administration, rating engines, or broker portals. These systems are built around internal insurer processes, often require long implementation cycles, and typically improve distribution only once a full core or product build is complete. Recorder however is built specifically to improve how insurers, MGAs, and brokers trade risk. Recorder typically sits above existing core systems and standardises the broker trading journey, from submission through quote, referral, bind, and policy issuance, across both API-enabled and hosted products. This means insurers and MGAs can improve broker distribution immediately, without replacing their core systems or forcing brokers into bespoke portals.
